Why Work with A Holistic Independent Financial Advisor?
Understands The Big Picture - Has A Long-Term View
- Income Planning
- Expenses
- Pensions
- Social
- Security
- Savings
- Investments
- Annuities
- & TAXES!
- Healthcare Planning
- Medicare
- Long-term Care
- Legacy Planning
- Estate Planning
- Wills
- Trust
- Life Insurance
- Estate Planning
Understands The Risks You Will Face In Retirement
- Longevity risk
- Long-Term Care
- Taxes & the Government
- Social Security & Medicare
- Inflation
- Sequence Of Returns Risk
Access To A Whole Universe Of Investment Options
- Alternative Investments
- Real Estate Investment Trusts (REITS)
- Private Equity
- Structured Notes
- Tax-Advantaged or Strategic Accounts
- ESG/Socially Responsible Investments
What Good Advisors Do? ACT!
Asset Allocation
- Rebalancing
- Asset & Investment Type Diversification
- Sector Diversification & Rotation
- Geographic Diversification
- Core + Satellite Approach
Coaching
- Stay focused on your long- term goals - volatility can drive poor decision making
- Stay invested and don’t miss the best days in the market
- Aim for consistent returns and minimizing large drawdowns
Tax Efficient Strategies
- Asset Location
- Taxable Accounts Vs Tax- Advantaged Accounts
- Qualified Charitable Distributions
- QCDs
- Withdraw order